The second division, Global Consumer, is responsible for activities aimed at private customers and the insurance sector, with commercial bank services, credit cards, management services, savings and insurance policy offers. The third, Global Investment Management and Private Banking, which provides asset management services. Smith Barney, the global private wealth management an equity research unit of Citigroup provides comprehensive financial planning an advisory services to many institutionals and private customers. Last but not least Citigroup International through Citibank dedicated to the international. Venturing into world of Internet, Citigroup also has a system of on-line payment and an on-line commercial bank known simply as Citibank On-line.

Apply for a Citi Bank secured personal loan or one of their other financial services by filling in an UK Financials Ltd. loan application form.