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The Britannia Personal Loan, for example, may be used for making home improvements or as a way of simplifying your finances with one monthly repayment. An instant decision online makes a Britannia loan a fast and simple way of getting a loan.

The Britannia loan has a three month repayment holiday facility, fixed monthly repayments to suit your budget and you can have funds via your loan approved within 24 hours.

Also available is the Freeway Car Buying Plan; a loan scheme that claims to make driving a brand new car of your choice affordable. Freeway isn't tied in to specific manufacturers, you can choose virtually any make and model of car without having to visit a motor dealer.

Benefits of the scheme include an experienced vehicle management specialist managing the order process, as well as optional maintenance packages including servicing and replacement tyres. And last, but not least, discounted loan rates are available for Britannia Building Society customers.

Apparently wedded to the idea of mutuality, Britannia Building Society uses the profits from its subsidiary companies to give members extra cash in their pocket each year. To date, Britannia Building Society members have received a share of £300 million in profits.

You can review loan products from more than 50 loan providers including Britannia loan on Moneyextra's Loans Comparison tool.